Savings & Retirement Calculator

The Social Security Administration’s Retirement Estimator calculator will provide estimates based on your actual Social Security earnings record. Other useful links from this calculator include estimating your life expectancy and guidance on the best age to start receiving retirement benefits.

You can use the retirement estimator if:

  • you have enough Social Security credits to qualify for benefits and you are not:
    • currently receiving benefits on your own Social Security record;
    • age 62 or older and receiving benefits on another Social Security record;
    • or eligible for a pension based on work not covered by Social Security.