Share Insurance Toolkit for Consumers

  • Section 1 thumbnail Is My Credit Union Federally Insured and How Do I Know?

  • Section 2 thumbnail Share Insurance Estimator

  • Section 3 thumbnail Share Insurance Videos

  • Section 4 thumbnail Share Insurance Publications

  • Section 5 thumbnail Find a Credit Union in Your Area

Is my money safe in a credit union?

Credit unions encourage their members to save regularly to build economic security for themselves and their families.

Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. 

Deposits at all federal credit unions and the vast majority of state-chartered credit unions are covered by NCUSIF protection. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.

For additional questions about NCUA’s share insurance coverage, call 1-800-755-1030, option 1 or send an email to DCAmail@ncua.gov.