Home Ownership

  • Section 1 thumbnail Finding the Right Home

    Are you thinking about buying or renting a home? At first, the process may be complicated and stressful. But knowing what to expect can reduce some of that anxiety and help you confidently find your way to your new home.

  • Section 2 thumbnail Buying a Home

    When you are ready to buy a home it is important to be as prepared as possible by not only understanding the process, but also understanding your consumer rights.

  • Section 3 thumbnail Owning a Home

    As a homeowner you are faced with many choices as to how to manage your home loan(s) and/or equity. This could mean applying for a loan modification, refinancing your mortgage, or if your mortgage is paid off, obtaining a reverse mortgage. Learn about these options and more.

Homeowners and Renters Insurance

Homeowners and renters insurance protect your home and personal property against damage or loss, and insures you in case someone gets hurt while on your property. You may already have insurance on your home if you have a mortgage on the property because most lenders make insurance a condition of the loan. Renters insurance, or tenant insurance, offers renters coverage similar to homeowners insurance. If you are a renter, do not assume your landlord carries insurance on your personal belongings; you may wish to purchase a separate policy. Speak with an insurance professional for details.