The COVID-19 pandemic has made it difficult for renters and landlords to cover housing costs. With the CDC moratorium ending on July 31 (opens new window), many renters are worried about catching up on past-due rent and facing eviction. There is help for renters (opens new window).
Renters—and landlords—can apply for money from the U.S. Department of Treasury’s Emergency Rental Assistance (ERA) program (opens new window). The funds are being distributed by state and local organizations to their local communities. This money can help with rent, utility bills, and even moving costs.
Our new Rental Assistance Finder (opens new window) allows people to find aid based on the state or territory or tribe or tribal lands where they live. Please share this resource with your networks so that more people can stay in their homes and avoid eviction.
Homeowners and Renters Insurance
Homeowners and renters insurance protect your home and personal property (opens new window) against damage or loss, and insures you in case someone gets hurt while on your property. You may already have insurance on your home if you have a mortgage on the property because most lenders make insurance a condition of the loan. Renters insurance, or tenant insurance, offers renters coverage similar to homeowners insurance. If you are a renter, do not assume your landlord carries insurance on your personal belongings; you may wish to purchase a separate policy. Speak with an insurance professional for details.