Toolkit, symbolizing funeral planning tips and resources

Funeral Planning Tips and Resources

According to the Federal Trade Commission (You will be leaving MyCreditUnion.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , millions of Americans have entered into contracts to arrange their funerals and prepay some or all of the expenses involved. Laws of individual states govern the prepayment of funeral goods and services; various states have laws to help ensure that these advance payments are available to pay for the funeral products and services when they're needed. But protections vary widely from state to state, and some state laws offer little or no effective protection. Some state laws require the funeral home or cemetery to place a percentage of the prepayment in a state-regulated trust or to purchase a life insurance policy with the death benefits assigned to the funeral home or cemetery.

  1. Pre-Planning: Getting Started

  2. Funeral Costs

  3. Funeral Pricing Checklist

  4. Know Your Rights: The Funeral Rule