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Yes. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (also known as the Credit CARD Act) for credit card issuers will result in new credit card policies and protections for you. Effective February 22, 2010 there are new rules for rates, fees, and payment due dates. The new law also provides protections for consumers under age 21.

The Federal Reserve has prepared a brochure titled: What You Need To Know: New Credit Card Rules that highlights the key changes.

You can view and print the pamphlet at the following link: http://www.federalreserve.gov/consumerinfo/wyntk/creditcardrules.htm.