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Yes. Federal law allows credit unions to charge non-interest charges and fees, including deposit account service charges. All fees should be determined on a competitive basis within the market. Each credit union should make the decision on the type, amount, and method of calculation based on sound credit union judgment, and safe and sound business practices. 

When you open an account with a credit union, it is required to disclose any fees associated with its deposit accounts. Be sure to read your account agreement as well as the current fee schedule. 

If you believe your credit union's ATM fees are too high, shop around: Ask other credit unions about their fee schedules.