Below is a list of annual financial literacy events, topics and opportunities for consumers, credit unions and their members to promote and engage with throughout the year.
Visit MyCreditUnion.gov for the latest resources and consumer protection information when participating in any of the activities below.
Consumers can create conversations about money at home, teachers can include the following activities within their lesson plans, and credit unions can send information out to their members, and much more.
Share your financial literacy stories with us by sending an email to mycreditunion@ncua.gov. Submissions are voluntary and may be featured on MyCreditUnion.gov as an example of how consumers, credit unions and their members work to improve financial literacy and financial capability.
Time to take a closer look at your household budget and finances. Don’t think of budgeting and getting your finances in order as just another New Year’s resolution. Think of it as your plan to achieve freedom from financial concerns such as excessive debt, bad credit and no savings.
The holidays are over and the decorations are put away. Depending on your budget, you may have taken on some new debt. Don’t let your debt continue to accumulate. ’Tis the season to get your debt under control.
Did someone misuse your Social Security number to file for a tax refund or get a job? Did a stranger claim your child as a dependent? Has a caller claiming to be from the IRS demanded you wire money right away? Learn about tax-related identity theft and IRS imposter scams.
A component of America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military families to save money, reduce debt, and build wealth.
In 1970, the National Credit Union Administration (NCUA) became an independent federal agency. Congress also created the National Credit Union Share Insurance Fund (NCUSIF) to protect deposits at credit unions.
In 2004, the U.S. Congress designated April as National Financial Literacy Month, also known as National Financial Capability Month. Each April, Federal and State agencies, credit unions, schools, nonprofit organizations, businesses, and other entities observe National Financial Literacy Month to raise awareness about the importance of financial literacy education in the United States and the consequences that may be associated with a lack of understanding about personal finances.
my Social Security is a convenient way to access your personal Social Security information, whether you’re still working or already receiving benefits. During National my Social Security Week, people are encouraged to access their free and secure personal online account at https://www.ssa.gov/myaccount/ (opens new window).
Students & Educators: Have a safe and happy spring break! Access our interactive learning tools for a fun activity while traveling or taking a break from the sun.
The goal of Financial Literacy Day on Capitol Hill goal is to introduce Capitol Hill and the general public to the strides Jump$tart Coalition (opens new window) and its partners have made in the financial literacy effort; to the most effective programs and resources available now; and to the diversity of organizations and individuals who are working together toward shared goals.
National Coin Week is a time for people to get to know about numismatics — the hobby and study of coins and paper money. Why? Because collecting coins can help you learn about science, history, and important people, places and events. Besides, lots of people find that collecting coins is just plain fun!
Older Americans Month shines a light on many important trends for older Americans who are working longer, trying new things, and engaging in their communities. Older adults are often the targets of financial scams. NCUA and other federal agencies have resources to help older adults fight back.
May is National Military Appreciation Month (NMAM), a time to recognize and celebrate the contributions of the courageous men and women who have served or are currently serving in the United States Armed Forces.
Happy National Teacher Appreciation Week! This week is a great opportunity to show teachers how much they mean to us! Also, remember that free educational resources from NCUA and other federal agencies (opens new window) are available for teachers to use in the classroom.
Hurricanes are among nature's most powerful and destructive phenomena. On average, 12 tropical storms, 6 of which become hurricanes form over the Atlantic Ocean, Caribbean Sea, or Gulf of Mexico during the hurricane season which runs from June 1 to November 30 each year.
Each year, an estimated 5 million older adults are abused, neglected, or exploited. Older Americans lose an estimated $2.6 billion or more annually due to elder financial abuse and exploitation, funds that could be used to pay for basic needs such as housing, food, and medical care.
June 26 marks the 80th anniversary of the passage of the Federal Credit Union Act of 1934. Enacted during the depths of the Great Depression, the law enabled credit unions to be organized throughout the United States under charters approved by the federal government. The purpose of the federal law was to make credit available to Americans and promote thrift through a national system of nonprofit, cooperative credit unions.
A college education is an investment that pays off. However, investing in a college or a graduate school education is seldom inexpensive. Planning for these expenses has become increasingly important over the last decade, as college costs have increased at over twice the inflation rate.
Military Consumer is a joint initiative to empower active duty and retired servicemembers, military families, veterans and civilians in the military community. Use these free resources as the first line of defense against fraud and make better-informed decisions when managing your money.
Independence Day – Financial Independence
Activity
If you’re on a pathway to becoming financially independent, be sure you understand some key money management concepts.
Shopping Tax Holidays
Activity
Reminder: Does your state have a sales tax holiday? Check with your states tax office. It might save you money.
Your state may offer a sales tax holiday, so that you can buy qualifying school supplies, clothing, footwear, hurricane and emergency preparedness items, without paying sales tax.
Back to school season marks the winding down of vacations and the start of shopping for the new school year. Each year, consumers spend billions of dollars on things like family clothing and books.
Now is the perfect time to have family conversations about budgeting and responsible spending. It’s also a great time to find financial education resources to include in lesson plans for the new school year.
Between longer life expectancies and fewer employers offering traditional pension plans, it’s a good idea to take an active role in planning for retirement. You can talk with your local credit union about retirement savings vehicles, including IRAs and Roth IRAs. Here are some other things to consider.
We can all take action to prepare! We are all able to help first responders in our community by training how to respond during an emergency and what to do when disaster strikes — where we live, work, and visit. The goal of NPM is to increase the overall number of individuals, families, and communities that engage in preparedness actions at home, work, businesses, school, and places of worship.
Saving for Emergencies
Activity
A solid emergency fund is perhaps one of the most important tools in developing and sustaining financial security. It is recommended to save six months of living expenses because no matter how well things are going, or well you plan, bad things will happen from time to time.
You may have received flyers or emails from your employer reminding you to review your benefits. That’s because enrollment season is here, and choosing the right benefits can help you and your family achieve and maintain financial security.
National Cyber Security Awareness Month is an annual campaign to raise awareness about the importance of cybersecurity. The Internet touches almost all aspects of everyone’s daily life, whether we realize it or not. National Cyber Security Awareness Month (NCSAM) is designed to engage and educate public and private sector partners through events and initiatives to raise awareness about the importance of cybersecurity, provide them with tools and resources needed to stay safe online, and increase the resiliency of the Nation in the event of a cyber incident.
You may have received flyers or emails from your employer reminding you to review your benefits. That’s because enrollment season is here, and choosing the right benefits can help you and your family achieve and maintain financial security.
National Disability Employment Awareness Month celebrates the contributions of workers with disabilities and educates about the value of a diverse workforce inclusive of their skills and talents.
International Credit Union Day has been celebrated annually since 1948. The day recognizes the credit union system’s history and achievements with the goal of raising awareness about the work credit unions are doing around the world to provide affordable financial services through a not-for-profit cooperative business model.
Credit unions make a difference in the lives of millions of people worldwide. This is accomplished through the community-focused nature of credit unions and their not-for-profit operating structure. Find some examples of ways you can make a difference through your local credit union.
Military Family Month
Activity
Each year in November, communities around the world observe Military Family Month. It is a time to celebrate the contributions of military families and convey to them respect and appreciation for the sacrifices they make to support their service members.
On this Veterans Day, we salute our Veterans and extend our gratitude for their service. They are our relatives, friends, neighbors and co-workers, and the committed to a cause larger than their own by accepting the challenge to defend our nation.
There’s nothing quite like finding that perfect gift. From the purchase, to the unwrapping, to the look of happiness, gift giving is a wonderful way to show how much you appreciate the special people in your life.
However, gift giving shouldn’t be at the expense of your own financial well-being.
Avoiding holiday debt will mean a lot less stress in the New Year. Luckily, with a little planning and creativity, you can reduce the pressure of gift giving and keep your finances in check. You might even find that taking the focus away from gifts makes the holidays even more meaningful.
Intro Source: Military One Source
Content source: CFPB
Happy New Year!
Activity
Time to take a closer look at your household budget and finances. Don’t think of budgeting and getting your finances in order as just another New Year’s resolution. Think of it as your plan to achieve freedom from financial concerns such as excessive debt, bad credit and no savings.
The holidays are over and the decorations are put away. Depending on your budget, you may have taken on some new debt. Don’t let your debt continue to accumulate. ’Tis the season to get your debt under control.
Organized by the IRS, the Awareness Day campaign was created to help ensure millions of workers get the EITC they earned and get it right. The IRS invites community organizations, elected officials, state and local governments, schools, employers, and other interested parties to join a national grassroots effort to increase awareness of these credits. This will help potentially eligible taxpayers at the time most are filing or getting ready to file their federal income tax returns.
Did someone misuse your Social Security number to file for a tax refund or get a job? Did a stranger claim your child as a dependent? Has a caller claiming to be from the IRS demanded you wire money right away? Learn about tax-related identity theft and IRS imposter scams.
A component of America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military families to save money, reduce debt, and build wealth.
In 1970, the National Credit Union Administration (NCUA) became an independent federal agency. Congress also created the National Credit Union Share Insurance Fund (NCUSIF) to protect deposits at credit unions.
National Financial Literacy Month/National Financial Capability Month
In 2004, the U.S. Congress designated April as National Financial Literacy Month, also known as National Financial Capability Month. Each April, Federal and State agencies, credit unions, schools, nonprofit organizations, businesses, and other entities observe National Financial Literacy Month to raise awareness about the importance of financial literacy education in the United States and the consequences that may be associated with a lack of understanding about personal finances.
Students & Educators: Have a safe and happy spring break! Access our interactive learning tools for a fun activity while traveling or taking a break from the sun.
National Coin Week is a time for people to get to know about numismatics — the hobby and study of coins and paper money. Why? Because collecting coins can help you learn about science, history, and important people, places and events. Besides, lots of people find that collecting coins is just plain fun!
May is National Military Appreciation Month (NMAM), a time to recognize and celebrate the contributions of the courageous men and women who have served or are currently serving in the United States Armed Forces.
Older Americans Month shines a light on many important trends for older Americans who are working longer, trying new things, and engaging in their communities. Older adults are often the targets of financial scams. NCUA and other federal agencies have resources to help older adults fight back.
Hurricanes are among nature's most powerful and destructive phenomena. On average, 12 tropical storms, 6 of which become hurricanes form over the Atlantic Ocean, Caribbean Sea, or Gulf of Mexico during the hurricane season which runs from June 1 to November 30 each year.
Happy National Teacher Appreciation Week! This week is a great opportunity to show teachers how much they mean to us! Also, remember that free educational resources from NCUA and other federal agencies (opens new window) are available for teachers to use in the classroom.
Each year, an estimated 5 million older adults are abused, neglected, or exploited. Older Americans lose an estimated $2.6 billion or more annually due to elder financial abuse and exploitation, funds that could be used to pay for basic needs such as housing, food, and medical care.
The goal of Financial Literacy Day on Capitol Hill goal is to introduce Capitol Hill and the general public to the strides Jump$tart Coalition (opens new window) and its partners have made in the financial literacy effort; to the most effective programs and resources available now; and to the diversity of organizations and individuals who are working together toward shared goals.
June 26 marks the 85th anniversary of the passage of the Federal Credit Union Act of 1934. Enacted during the depths of the Great Depression, the law enabled credit unions to be organized throughout the United States under charters approved by the federal government. The purpose of the federal law was to make credit available to Americans and promote thrift through a national system of nonprofit, cooperative credit unions.
A college education is an investment that pays off. However, investing in a college or a graduate school education is seldom inexpensive. Planning for these expenses has become increasingly important over the last decade, as college costs have increased at over twice the inflation rate.
Military Consumer is a joint initiative to empower active duty and retired servicemembers, military families, veterans and civilians in the military community. Use these free resources as the first line of defense against fraud and make better-informed decisions when managing your money.
Back to school season marks the winding down of vacations and the start of shopping for the new school year. Each year, consumers spend billions of dollars on things like family clothing and books.
Now is the perfect time to have family conversations about budgeting and responsible spending. It’s also a great time to find financial education resources to include in lesson plans for the new school year.
Reminder: Does your state have a sales tax holiday? Check with your states tax office. It might save you money.
Your state may offer a sales tax holiday, so that you can buy qualifying school supplies, clothing, footwear, hurricane and emergency preparedness items, without paying sales tax.
Start planning and saving for college expenses as early as possible. A good option is arranging for an automatic transfer of money from your financial institution account or paycheck into a college savings fund. Online calculators (opens new window) can help you estimate how much you might need to save for college.
Between longer life expectancies and fewer employers offering traditional pension plans, it’s a good idea to take an active role in planning for retirement. You can talk with your local credit union about retirement savings vehicles, including IRAs and Roth IRAs. Here are some other things to consider.
Did you know that by learning how to respond during an emergency, whether it is where you live, work, or visit, you are also helping first responders? The goal of National Preparedness Month is to increase the overall number of individuals, families, and communities that engage in preparedness actions at home, work, businesses, school, and places of worship.
Saving for Emergencies
Activity
A solid emergency fund is perhaps one of the most important tools in developing and sustaining financial security. It is recommended to save six months of living expenses because no matter how well things are going, or well you plan, bad things will happen from time to time.
National Disability Employment Awareness Month celebrates the contributions of workers with disabilities and educates about the value of a diverse workforce inclusive of their skills and talents.
National Cyber Security Awareness Month is an annual campaign to raise awareness about the importance of cybersecurity. The Internet touches almost all aspects of everyone’s daily life, whether we realize it or not. National Cyber Security Awareness Month (NCSAM) is designed to engage and educate public and private sector partners through events and initiatives to raise awareness about the importance of cybersecurity, provide them with tools and resources needed to stay safe online, and increase the resiliency of the Nation in the event of a cyber incident.
International Credit Union Day has been celebrated annually since 1948. The day recognizes the credit union system’s history and achievements with the goal of raising awareness about the work credit unions are doing around the world to provide affordable financial services through a not-for-profit cooperative business model.
Credit unions make a difference in the lives of millions of people worldwide. This is accomplished through the community-focused nature of credit unions and their not-for-profit operating structure. Find some examples of ways you can make a difference through your local credit union.
Military Family Month
Activity
Each year in November, communities around the world observe Military Family Month. It is a time to celebrate the contributions of military families and convey to them respect and appreciation for the sacrifices they make to support their service members.
On this Veterans Day, we salute our Veterans and extend our gratitude for their service. They are our relatives, friends, neighbors and co-workers, and the committed to a cause larger than their own by accepting the challenge to defend our nation.
There’s nothing quite like finding that perfect gift. From the purchase, to the unwrapping, to the look of happiness, gift giving is a wonderful way to show how much you appreciate the special people in your life.
However, gift giving shouldn’t be at the expense of your own financial well-being.
Avoiding holiday debt will mean a lot less stress in the New Year. Luckily, with a little planning and creativity, you can reduce the pressure of gift giving and keep your finances in check. You might even find that taking the focus away from gifts makes the holidays even more meaningful.
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