Consumer Resources

With so much information available online, it can be difficult to determine the source behind a financial website. The following links to government websites may be helpful as you investigate the financial tools available to you.

 

Consumer Resources

Estimate Your Share Insurance Coverage NCUA’s Share Insurance Estimator can help you determine to what amount your savings are insured. NCUA protects federally insured accounts up to $250,000.
http://www.mycreditunion.gov/estimator

Find a Credit Union in Your Area
NCUA’s Credit Union Locator will let you find a credit union in your area, look up contact information, and research its financial performance.
www.mycreditunion.gov/pages/mcu-map.aspx

 

Research a Credit Union
NCUA's Research a Credit Union tool is a companion to the Credit Union Locator tool and is designed for use by consumers and the credit union industry. This utility provides a text based search criteria as opposed to the graphical mapping of the Credit Union Locator tool and can be used to find a credit union based on a variety of search parameters, including charter number.

Once you select a specific credit union, you can view further information pertaining to that credit union such as the profile (contact information, branch locations, services offered) and financial information such as the validated quarterly Call Report submission.
http://researchcu.ncua.gov/Views/FindCreditUnions.aspx

Access Your Credit Report
AnnualCreditReport.com provides the only authorized free annual access to your credit report under federal law. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting agenciess — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. You may order your reports from each of the three nationwide consumer reporting agencies at the same time, or you can order your report from each of the agencies one at a time.
www.ftc.gov/bcp/edu/microsites/freereports/index.shtml

Plan for Retirement
The Social Security Administration offers calculators and other resources to help you prepare for retirement and calculate your anticipated social security benefits.
www.ssa.gov/retire2/

Save for College
The Department of Education offers information on saving for college, securing student loans, and information on student loan forgiveness.
www.studentaid.ed.gov

Report a Cyber Crime
The Internet Crime Complaint Center is a joint effort of the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C) and the Bureau of Justice Assistance (BJA).
www.ic3.gov

Research Government Loans
GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan programs.
www.govloans.gov

Research a Mortgage
The Consumer Financial Protection Bureau provides resources to help you “know before you owe” on a mortgage along with helpful budgeting information.
www.consumerfinance.gov

Consumer Guides and Protection
USA.gov, the U.S. government's official web portal, provides an A to Z resource on consumer guides and protection.
www.usa.gov/Citizen/Topics/Consumer-Safety.shtml