Use this field to identify the owner of this account. If this account has more than one owner, enter each owner’s name separately. If this is a living trust account, enter the name of the person who is the owner (grantor/settlor/ trustor) of the trust. If the trust has more than one owner, enter each owner’s name separately. Do NOT enter the trust name as the owner. Do not enter the names of any trustees unless they are also owners of the trust.

When entering the names of account owners, you must always use the identical name for the same person. Using different name styling or punctuation for the same person (e.g., Mary Jane Smith and M.J. Smith) will result in an inaccurate share insurance report.

If you do not wish to use full names, you can use first names, relationships or other designations (e.g., George, Gracie, Husband, Wife, or Owner 1, Owner 2). IMPORTANT: Accounts that name a living or revocable trust as the beneficiary may not be separately insured from other trust accounts held by the same owner at the same credit union. Such accounts should be entered as if the account were held in the name of the revocable trust—The owner(s) (grantor/settlor/trustor) of the trust should be identified as the owner(s) of the account, and the actual people or entities who receive trust assets after the death of the owner should be identified as beneficiaries of the account.