Identify the ownership type of your account. If the account names beneficiaries and is not an IRA, use <a href="javascript:glink('revocable trust')">POD</a>/<a href="javascript:glink('revocable trust')">ITF</a> (Payable on Death/In Trust For).
 If the account is held in the name of a formal revocable trust (also called a family trust), use Living Trust. 
 IRA includes all types of IRAs, such as Traditional, Roth, and SIMPLE IRAs.  Since beneficiaries do not affect the insurance coverage of IRAs, you do not need to identify any beneficiaries for your IRA accounts.
NCUA also insures Keogh accounts separately from IRAs. If you have both an IRA account and Keogh account, you must list both as an IRA account in separate reports as the Share Insurance Estimator cannot calculate both in the same report.