Lesson Plans and Resources

World of Cents

World of Cents image

World of Cents is a fun and engaging, kid-friendly game for ages 5 and up designed to teach kids currency recognition and coin values. Brought to you by the National Credit Union Administration (NCUA), this educational game focuses on basic math skills and the concepts of earning, saving and spending money.

The Game
Choose a character to participate in a vibrant world full of whimsical playhouses. Then, select one of three levels to challenge your math and matching skills. Switch between your playhouses and coin matching game to earn money, then decide how to spend it building your own magical world. See how much money is earned and how much is being spent by watching your bank account go up and down as you make decisions to buy, sell, or upgrade your playhouses. Each playhouse costs money, and needs to be maintained. The game creates an easy-to-understand money-balancing simulation that teaches kids the value of money by:

  • Learning coin values and applying this knowledge through simple and complex math;
  • Showing how to spend and save money wisely;
  • Demonstrating how small, incremental savings add up to more money; and
  • Teaching the necessity of earning and saving money to maintain your world.

Augmented Reality - Using the camera on your mobile device and a downloadable image, bring your world to life with the option to view your world in 4D!

Parents, Educators and Teachers
Learning about and appreciating the value of money helps to educate, motivate, and empower youth to become regular savers. World of Cents is a fun and educational resource that teaches youth about currency recognition, coin values and the importance of saving. Download for free to use at home or school.

Math skills, saving habits and financial knowledge are essential building blocks for youth to better prepare for making important financial decisions. Comments or questions about World of Cents can be sent to MyCreditUnion@ncua.gov.

Download for free.


World of Cents is also available in a web-based version.

Hit the Road: A Financial Adventure Game

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For grades 5-9, a throwback to The Oregon Trail® type game play, NCUA’s “Hit the Road” is a fun and interactive platform for teaching young people money management skills. While on a virtual road trip across the country, you must save and spend your money wisely to complete challenges along the way.

The game is available in both English and Spanish.

The Piggy Bank Primer: Saving and Budgeting

The Piggy Bank Primer image

For grades 3-5, through a story and activities, the student book introduces students to economic concepts such as saving, spending, budgeting, wants, goods, services and opportunity cost. (Federal Reserve Bank of St. Louis)

Student Activity Guide
Teachers Guide

Abraham Lincoln and the $5 Note

image of Abraham Lincoln

For grades 5-8, students participate in a puzzle activity to identify leadership characteristics that Abraham Lincoln possessed. They review the changes in the redesigned $5 note and consider how Lincoln’s leadership characteristics contribute to the fact that he is pictured on the $5 note. Students look at a timeline of Lincoln’s life and identify significant events in his road to the White House. They play a game to review content learned in the lesson. (Federal Reserve Bank of St. Louis) Download

50 State Quarters® Program Lesson Plan

image of quarter

Thousands of children are collecting the 50 State Quarters—one commemorative quarter for each state in the Union—and learning more about their country's history and heritage.  Bring the excitement of this historic event to your classroom with free 50 State Quarters Program lesson plans. 

Brought to you by the U.S. Mint, each lesson designed by teachers for teachers, plan includes everything you will need to create stimulating learning experiences for your students:

  • Fully adaptable lesson outlines with clear objectives
  • Reproducible graphic handouts    
  • Interactive games and cooperative learning activities    
  • Suggestions for evaluation exercises

Money Math

Money Math: Lessons for Life is a four-lesson curriculum supplement for middle school math classes, teaching grade 7-9 math concepts using real-life examples from personal finance. (U.S. Department of the Treasury) Download


Money Smart

Money Smart is a comprehensive financial education curriculum designed to help individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. (Federal Deposit Insurance Corporation)

The financial education resources are available for four groups:

  • Money Smart for Adults
  • Money Smart for Young People
  • Money Smart for Older Adults
  • Money Smart for Small Business

In addition, Money Smart audio podcasts are available at https://www.fdic.gov/consumers/consumer/moneysmart/audio/

Additional Resources for Parents and Educators: