​ ​​Never Lose a Penny. You can confidently join and condut business with federally insured credit unions. No member has ever lost a penny from accounts insured by the National Credt Union Share Insurance Fund. Learn about share insurance coverage. 
What is a Credit Union? 
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ARE YOUR DEPOSITS INSURED?

Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to $250,000 per individual depositor.

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Pocket Cents

A site dedicated to helping Youth, Tweens and Teens, Young Adults, Parents and Educators, Families, Older Americans, and Servicemembers learn how to make smarter financial decisions for a stronger, brighter future.

What Is a Credit Union?

Learn about credit unions and how they are different from banks.

Servicemembers

Find out about special protections for Servicemembers, including Veterans.

NCUA Consumer Assistance Center

Locate answers to common financial questions about federal credit unions and financial issues. If you do not locate an answer to your question, you can submit a complaint to the NCUA.

NCUA Consumer Report: MyCreditUnion.gov

MyCreditUnion.gov highlights the many resources available on the agency's consumer website, MyCreditUnion.gov, and its financial literacy microsite, Pocket Cents.

About NCUA

Share Insurance Estimator Open Panel

The Share Insurance Estimator helps credit union members calculate their coverage under National Credit Union Share Insurance Fund. You can use the estimator to determine how to structure your accounts to include joint accounts, payable on death (POD) accounts, and others to receive coverage greater than the $250,000 that is NCUA’s standard maximum share insurance amount.

FOR CONSUMERS

Locate answers in Find an Answer for a wide variety of frequently asked questions.

Use these tips to help you when making everyday consumer and financial decisions.

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